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LEGAL COUNSELING, SECOND OPINION, AND STRATEGIC PLANNING ADVICE
Posted On : December 4, 2015 By : RobG
■ Legal Counseling & Strategic Planning: – Look before you leap! • Get a professional review of your concerns and goals • Assess the strengths and weakness of your position • Negotiating with a spouse, or anyone, can be daunting • We figure out a strategic game plan and build confidence • How well do you know the person you are thinking of doing or going into business with? • We ask the right questions to help you make sure • “I didn’t know what I was signing” is no excuse! See a lawyer first! • If you think you’ve…
Read MoreHow Do Inheritance Rights Affect Medicaid Eligibility?
Posted On : July 4, 2018 By : RobG
Death of Recipient of Medicaid Benefits. What happens when someone is in a nursing home receiving Medicaid long-term care benefits and his or her community spouse dies? Do the children or persons named in the Will inherit the house, savings and other assets? Will Dad’s Medicaid be affected? Case Example. The typical situation is where a spouse is in a nursing home receiving Medicaid long-term care benefits to pay for the nursing home costs, and that recipient’s spouse living at home or with family predeceases the recipient. In this example, Dad is in a nursing home and the nursing home…
Read MoreWhy a Personal Care Agreement May Be Your Best Option to Protect Your Home and Savings
Posted On : April 29, 2018 By : RobG
Concerned about your home and savings from being taken by the nursing home or State to pay for nursing home costs? Consider a Personal Care Agreement. What is a Personal Care Agreement? A Personal Care Agreement is a contract, typically between an elderly parent and a family member, the care provider, to provide supervision and care services to enable the Senior to continue to live in his or her own home for as long as possible rather than being placed in a nursing home, and to fairly compensate the care-provider for such services. The purpose of a Personal Care Agreement…
Read MoreWhat is Hospice & Palliative Care and Who is Eligible?
Posted On : April 20, 2018 By : RobG
Hospice vs Palliative Care Hospice care essentially means “comfort care” and is intended for patients with a terminal prognosis, typically diagnosed with a life expectancy of six months or less, regardless of age. The goal is to make such a patient, whose condition cannot be cured or improved, as comfortable as possible in a warm, supportive environment. All appropriate medication, medical supplies and equipment are included, as well counseling and spiritual support. Palliative care may be available to anyone of any age suffering from physical and emotional pain and suffering, including that person’s family, and is not tied to a limited life expectancy. Palliative…
Read MoreBeware Medicare’s Penalties for Late Enrollment
Posted On : By : RobG
This blog is for anyone who wants to understand how to avoid late enrollment penalties for Medicare Part A, Medicaid Part B and Medicare Penalties. Eligibility. People generally become eligible for Medicare at age 65, when they can receive benefits under Part A (hospital coverage), Part B (medical coverage) and Part D (prescription drug coverage). Reason for late enrollment penalty. The cost of insurance is based on risk and figuring out how much money is needed to cover anticipated needs and benefits. If only those who needed insurance signed up on time and healthier people waited, the healthy beneficiaries’ premiums would not be available to help…
Read MoreMedicare: Understanding “Observation Status” Effect on Medicare Coverage
Posted On : January 19, 2018 By : RobG
The rule was that one needed at least a three day hospital stay to qualify for Medicare coverage. Medicare benefits continue to be eroded by hospitals now using “observation status” to prevent patients from meeting the “three day hospital stay” requirement to qualify for Medicare coverage. Technically, patients are not “admitted” for care but rather to be observed to ensure there isn’t a problem that requires treatment. The concern is that this distinction is being overused and even abused to the detriment of Seniors who really need better medical oversight. This is a separate issue from early termination of Medicare coverage. In short,…
Read MoreDoes One Need a Lawyer to File For Guardianship?
Posted On : January 18, 2018 By : RobG
When should one hire a guardianship lawyer to obtain guardianship? Given the important issues involved, one should always get legal guidance. The legal effect of guardianship is to take away a person’s legal right to make his or her own decisions. Courts won’t do do this if there is a less restrictive alternative. Just because you file to be appointed legal guardian does not mean the court will appoint you. The court could appoint an attorney or someone else. Are you prepared to answer the court’s questions and convince the court you are a suitable, or the best person to…
Read MoreInheritance as a Source of Family Conflict
Posted On : December 24, 2017 By : RobG
An inheritance is a gift of love, not an entitlement. For some, leaving an inheritance is passing on what one no longer needs to one’s children after one’s death. For others, the inheritance is the product of years of hard work, saving and sacrifice to create an opportunity for one’s children and grandchildren to have an opportunity to have a better life. Yet others view leaving an inheritance as a token of a appreciation for the love, caring and happiness received, particularly in one’s older years and in times of need. If your goal is to protect a child’s inheritance,…
Read MoreAn Overview of the Legal Guardianship Process in Maryland
Posted On : By : RobG
By Rob Goldman, Rob Goldman Legal Solutions, Maryland Guardianship Lawyer Things You Should Know When Ready to Choose a Guardianship Lawyer The Parties The Petitioner is the person who files the Petition asking to be appointed legal guardian. Who has priority to be appointed guardian? The top 4 priorities are: The person properly designated by the disabled person The healthcare agent The spouse A parent. That said, the court retains the right to appoint someone the court deems most appropriate in certain circumstances, such as where there are issues relating to financial abuse and family fighting or disagreement. Consult with…
Read MoreMaryland Inheritance Rights of Adopted and Step-Children
Posted On : By : RobG
What you want to know. Concise, Clear Explanations Adopted Children. The general rule is that adopted children, from the time of adoption, lose all rights to inherit from their birth or biological parents. At the same time, adopted children acquire the right to inherit from their adoptive parents. Adoptive parents also have the right to inherit from their adopted children. Can I inherit from my adoptive parent if I’m estranged? The adopted child has the same inheritance rights as the biological children; – estrangement is not grounds for disqualification. Can I inherit if I’m left out of my adoptive parent’s…
Read MoreHow Relationship Problems Affect Estate Planning
Posted On : November 15, 2017 By : RobG
The connection between estate planning and how people behave. The law is intended to regulate how people behave to maintain public order and well-being and prevent people from taking the law into their own hands. But people disrespect other people and their rights and property all the time. Some children steal from, neglect and physically abuse their elderly parents. Estate planning is about protecting your loved ones, your property and your Peace of Mind. Estate planning is about managing risk. Unresolved relationship problems are a major risk that can sink your estate plan and lead to financial disaster. Focusing on…
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