The connection between estate planning and how people behave. The law is intended to regulate how people behave to maintain public order and well-being and prevent people from taking the law into their own hands. But people disrespect other people and their rights and property all the time. Some children steal from, neglect and physically … Read moreHow Relationship Problems Affect Estate Planning

This blog is for anyone who wants to understand how to avoid late enrollment penalties for Medicare Part A, Medicaid Part B and Medicare Penalties. Eligibility.  People generally become eligible for Medicare at age 65, when they can receive benefits under Part A (hospital coverage), Part B (medical coverage) and Part D (prescription drug coverage). Reason for late enrollment … Read moreBeware Medicare’s Penalties for Late Enrollment

The rule was that one needed at least a three day hospital stay to qualify for Medicare coverage. Medicare benefits continue to be eroded by hospitals now using “observation status”  to prevent patients from meeting the “three day hospital stay” requirement to qualify for Medicare coverage.  Technically, patients are not “admitted” for care but rather to be … Read moreMedicare: Understanding “Observation Status” Effect on Medicare Coverage