If the debt is primarily your debt, the you must provide for payment under your Chapter 13 Plan. If the debt is primarily the debt of the person with whom you cosigned, then you may either provide for payment by you of the debt under your Chapter 13 Plan, or you may provide that the debt will be paid by the co-debtor. While you are in Chapter 13, the co-debtor is protected against collection efforts outside the Bankruptcy Court.
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