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If my house has a judgment lien, will I lose my home in bankruptcy?

Any time a creditor obtains a judgment, it can become a lien on your home. Once it becomes a lien, the judgment is secured by the equity in your home. If the judgment impairs an exemption you are entitled to with respect to the equity in your home, a motion may be filed to avoid the lien to that extent. In Ch. 13 cases, under-secured liens can be crammed down and wholly unsecured liens may be stripped off completely, including second mortgages and secured lines of credit loans.

Contact us now to inquire about our Chapter 7 Bankruptcy related legal services.

Contact Baltimore Chapter 7 Bankruptcy Attorney