Rob Goldman Legal Solutions
Wills and estate planning for seniors and families

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Dundalk, Bel Air & Baltimore Bankruptcy and Debt Relief Attorney

Unable to pay your bills? Worried about losing your home or car? Wages being garnished? Car repossessed? Are you feeling stressed, depressed, don’t know where to start? Consider debt relief through bankruptcy. An experienced bankruptcy lawyer serving Dundalk, Bel Air, Towson and Baltimore, ROB GOLDMAN LEGAL SOLUTIONS is the law firm Marylanders turn to for fast action, sensible advice and Peace of Mind. Fast and affordable bankruptcy Chapter 7 and Chapter 13 services.

Whatever your needs, Rob Goldman can work with you! Not sure if bankruptcy is right for you? If you do not qualify for bankruptcy relief, we will refund your consultation fee.   We accept payment plans for non-rush cases. Creative counseling and affordable prices designed to help you make a fresh start. Contact us today to get the ball rolling!

Please Note: We have discontinued giving free intitial consultations because too many people make appointments for a free consultation and still don’t bother to show up or cancel. This lack of respect wastes our time and opportunity to serve others.  If you are serious about getting quality bankruptcy guidance and service, pay a fair fee and get a thorough evaluation of your rights and options.  If you are looking for “free,” call someone else.

In evaluating your case, we consider the viability of credit counseling, debt work-outs and other options.  Please understand that to offer you the lowest possible price, we need you to help us work efficiently.  Please be prepared to make an initial payment your first meeting if you decide to sign up so that we can move forward without having to schedule another meeting.

Lawyer Fees for Chapter 7 cases range from $775 depending on what is involved. The majority of Chapter 7 cases are relatively simple, although there may be very important planning considerations involved.  Each case is assessed independently to ensure you get the guidance and benefits you need to address your concerns and enable you to make a fresh start with Peace of Mind.

I understand you are reading this because times are tough and you need affordable help. I will do my best to help you, provided you understand that caring, quality service takes a little longer because we want to be sure nothing important is overlooked and you get all the bankruptcy relief to which you are entitled.  If you are facing problems over and above a very basic filing, you should be willing to pay a little more, if needed, to enable us to address them quickly and cost-effectively.  I bring you 28 years of experience and pride myself on ensuring that your hearing goes smoothly.  If your goal is to find the cheapest lawyer in town, please don’t contact us.

We offer the following bankruptcy services:

1.  Thorough, customized “Rights & Options” consultation. Not ready to file for bankruptcy relief yet? Is your time too valuable to chase down the cheapest bankruptcy lawyer in town? Want a thorough professional review of your personal situation, needs and concerns? Invest in Rob Goldman Legal Solutions’ comprehensive Rights & Options consultation. – You’ll be glad you did! The consultation fee will be credited to your bankruptcy if you retain us within the next 30 days.

2.  All-Inclusive* 4-4-4 Chapter 7 Bankruptcy Fee Package.   For simple cases, I offer an all-inclusive price of $1200, which may be paid in three installments of $400 each.  This includes a personal Rights & Options consultation, the attorney fee, the petition filing fee, the online credit counseling fee and the cost of copies and mailing. The first payment must be made at the first meeting if you decide to proceed.  This special price is for debtors who basically don’t own anything, live pay-check to pay-check, and basically need to wipe out their debt and make a fresh start. * If you have real estate, tax, wage garnishments and/or other problems, there may be a modest additional fee to address these issues.

3.  Premium Bankruptcy Evaluation and Strategic Planning Package.  Filing bankruptcy is a big decision.  There can be significant consequences.  This is your passport to getting effective debt relief, making a fresh start, rehabilitating your credit, and avoiding the need to file again in the future.  If you have real concerns and you want answers you can depend on, do you really want to rely on the services of the cheapest lawyer in town, who want to get you in and out as quickly as possible?  Aren’t you worth investing a little more in yourself to have an experienced, caring professional ask the right questions, get to know and understand your situation, and help you to make the best decision for you?  We know there is a lot more to filing bankruptcy than filling out a form.  If you want the “Peace of Mind” of doing this right, contact Rob Goldman Legal Solutions today. We’ll be glad to help!  We only accept clients who appreciate excellence and are willing to pay a fair and reasonable fee for our premium services.

4.  Chapter 13 Bankruptcy.  What is Chapter 13 Bankruptcy?  Essentially, Chapter 13 bankruptcy is a debt repayment plan through the court. It is designed to give you breathing room and a more affordable opportunity to get caught up on your mortgage, auto, tax and other bills.  Second or third mortgages that have become wholly unsecured can be wiped out.  Certain secured debt payments can be modified.  For instance, you may be able to lower and extend certain monthly payments and wipe out unsecured debt.  If you don’t qualify for Chapter 7 bankruptcy relief because you have too much income or too much equity in your assets, or if you filed and obtained a Chapter 7 bankruptcy discharge in the past 8 years or a Chapter 13 Bankruptcy discharge in the past 4 years, Chapter 13 may be the way to go.

Even if you are not eligible for a discharge of your debt, you still may be eligible for a manageable payment plan through Chapter 13.  Contact us to find out how. Chapter 13 can provide substantial benefits, so obtain a thorough “Rights & Options” consultation as soon as possible to enable you to make an informed decision.

A payment plan is possible: – we can accept payment of a portion of our fee through your Chapter 13 Plan so that you don’t have to come up with the entire fee before you file.  We understand funds are tight and can guide you regarding affordable, sensible options to pay for your bankruptcy.

Creative planning options are greater if you don’t wait until the last minute!

File-It-Yourself Bankruptcy. Want to try file bankruptcy on your own and just need a little help understanding the process, what you need to provide to the court, where to get what you need and so forth? Combine Rob Goldman Legal Solutions’ comprehensive Rights & Options consultation and a self-help package to help you decide and move forward.

Taking time off work or transportation a challenge? No worries! We can schedule telephone consultations, communicate by email, give your access to your own secure client portal to monitor the progress of your case, send us messages and review your Petition. Save time and money! Contact us right now! Simply click on our Appointment Scheduler tab at the top of this page and you’ll be on the road to Peace of Mind!

Want to Save Your Home or Car? Need time to get caught up on your mortgage, taxes or student loans? Chapter 13 bankruptcy is designed to meet these needs, – and can provide substantial benefits to folk who don’t qualify for Chapter 7 relief but really need debt relief. Schedule your “Rights & Options” consultation today and learn how.

You can make the most of your consultation with a bankruptcy lawyer if you come prepared. To learn how best to prepare for your bankruptcy consultation, please read this article: Bankruptcy Preparation.

If you want to know how to address problems with your credit report or repair your credit, please read this article: Credit Report Error Disputes.

If you have a second or third mortgage that is under-secured or unsecured because the value of your home has plummeted, you should read this article: Using Bankrupty To Wipe Out Second and Third Mortgages and Reduce the Risk of Foreclosure.

Our goal is to help you pursue the approach that is best for you and in doing so to maximize the benefits under the approach you choose. Please visit our Learning Center to review Frequently Asked Questions, Bankruptcy FAQ, Chapter 7 Basics, Chapter 13 Basics, and other informative information.

We are a federally designated debt relief agency representing people under the U.S. Bankruptcy Code.

Our Services Include:
Chapter 7 Fresh Starts
Chapter 13 Re-Organizations
Bankruptcy Alternatives (Debt Work-Outs, Consumer Credit Counseling, Refinancing and Home Equity Loan Counseling)

Contact us now to inquire about our bankruptcy legal services.

Contact Dundalk and Bel Air, Maryland Bankruptcy Attorney